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BEGINNING STEPS:
MOST IMPORTANT FINANCIAL AID TIP:  BE EARLY!  Look for scholarships years before college begins and when you're finally accepted, fill out all paperwork as soon as possible.  Available money gets used up quickly.  First come, first served!

Once you are accepted to a college and decide you're going to attend that college you need to:

1.  Fill out the FAFSA form.  If you have questions about financial aid call
1-800-433-3243

2.  Once you send in your FAFSA, you will receive a report called SAR (Students Aid Report).  Review your SAR for accuracy because if any part of the SAR is wrong, you may have difficulty with the financial aid process.  You may need a SAR to apply for some scholarships.

3.  Fill out the financial aid forms for your college.  You may be asked to provide documentation during or after this process.

NOTE:  The COLLEGE determines what aid you receive.  FAFSA gives recommendations on what you are eligible for, but the financial aid department at your college makes the final decision.  

SEARCH STUDENT AID ED GOVERNMENT

All colleges have scholarships within the college and most of the time students are automatically considered for those scholarships when they apply. 

However, there are some scholarships that students have to apply for.  Really read the financial aid information well and/or ask the financial aid office about any scholarships that students have to apply for.
COLLEGE & FINANCIAL AID 
Instant Grant Search
Foundation Center - http://www.foundationcenter.org
Cyber Grants - http://www.cybergrants.com
Grants - http://www.grants.gov
General Merit Scholarships
Specialized Scholarship List
How to get federal financial aid without a high school diploma.
http://scholarships.fatomei.com/
http://www.studentjobs.gov/e-scholar.asp
http://www.fedmoney.org/grants/0-fellowships.htm
www.scholarshipamerica.org - Scholarship America is the nation's largest nonprofit, private sector scholarship and educational support organization.

www.kfcscholars.org - The KFC Colonel's Scholars Program® is looking for high school seniors with entrepreneurial drive, strong perseverance, demonstrated financial need, and who want to pursue a college education at an accredited public institution in the state they reside.  The KFC Colonel’s Scholars Program is about you, your dreams and aspirations, and the perseverance to succeed. This program is offered to high school seniors planning to attend a public in-state college or university. Students who meet the criteria may apply online to become a KFC’s Colonel’s Scholar. Students selected for this scholarship are eligible to receive up to $20,000 to complete a bachelor’s degree program.
         Free Application for Federal Student Aid
Financial Aid Finder - www.financialaidfinder.com
List of Financial Aid Scholarship Search Sites
http://www.cesresources.org/charnon.html - The A. Patrick Charnon Memorial Scholarship helps students afford high quality undergraduate education in their chosen fields of study.
http://www.afsascholarship.org/ - Automatic fire sprinklers save lives and property. We cannot say it enough. We all know what happens when sprinklers aren’t present – a building catches on fire and we wait for the fire department to put it out. But what happens when fire sprinklers are present? That’s what we want you to find out and that’s what this contest is all about.  Read complete contest information before applying. Please read all requirements carefully. Entries that do not meet ALL requirements will be automatically disqualified from the contest without notification to the student.  Only one entry per student is allowed.
New Grant Program

The law also created a new student aid grant program called the Academic Competitiveness Grant (ACG). Congress has provided funding and the grants are available for the 2007-2008 award year. First-year undergraduate students will be eligible to receive up to $750. Second-year undergraduate students will be eligible to receive up to $1,300. The ACG eligibility criteria are listed below:

To be eligible for an ACG each academic year, a student must:

  • Be a U.S. citizen;
  • Be Federal Pell Grant eligible;
  • Be enrolled full-time in a degree program;
  • Be enrolled in the first or second academic year of his or her program of study at a two-year or four-year degree-granting institution;
  • Have completed a rigorous secondary school program of study (after January 1, 2006, if a first-year student, and after January 1, 2005, if a second year student);
  • If a first-year student, not have been previously enrolled in an undergraduate program; and
  • If a second-year student, have at least a cumulative 3.0 grade point average on a 4.0 scale for the first academic year.

 

If you have not filed a FAFSA or Renewal FAFSA, at the time that you complete your application, FAFSA on the Web will predetermine if you are eligible to answer the ACG questions.

If you have submitted a paper FAFSA and have received your Student Aid Report (SAR) indicating that you may be eligible to answer the ACG questions, please call the Federal Student Aid Information Center at 1-800-4FED-AID.

You may also contact the financial aid office at your school for assistance regarding ACG.

 

Also look into student loan consolidation.  The refinance interest rates are lower in many cases.
 
 

 

 

 
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