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How to get federal financial aid without a high school diploma

Federal Student Aid Information Center - HELP CENTER - For assistance, contact the FSA Customer Service Call Center toll-free on 1-800-433-7327 if the items below do not answer your question

Yes, you can receive financial aid and you can go through the FAFSA process, no matter what your age is, even if you don't have a high school diploma.

1.  A high school "DIPLOMA" is NOT required to receive Federal Aid.  It is also NOT required to fill out the FAFSA form and get your SARS report.

2.  It IS required that the student have the "EQUIVALENT" of a high school diploma which is determined any number of ways.  The easiest way to prove the "equivalent" is to take and pass one of the tests listed in the Financial Aid Handbook.  NOTE:  These tests prove that the student has the "equivalent" of a high school diploma FOR FINANCIAL AID PURPOSES ONLY!!!! The results of the test cannot be used as a high school diploma.

3.  The tests are called the ABILITY TO BENEFIT tests.

Look in the 2006-2007 FSA Booklet:

http://ifap.ed.gov/sfahandbooks/attachments/0607FSAHBkVol1Ch1.pdf

1.  ASSET program
Basic Skills Tests (Reading, Writing and Numberical) -- Forms B2, C2, D2, and E2

Passing Score:  Reading (35), Writing 35, and Numerical (33)

American College Testing (ACT), Placement Assessment Programs
2201 North Dodge Street
PO Box 168
Iowa City, Iowa 52243
Contact:  Dr. John D. Roth
Phone:  319-337-1030
FAX:  319-337-1790

2. 
Career Programs Assessment (CPAT)
Basic Skills Subtests (Language Usage, Reading and Numerical) -- Forms B and C.
Passing Score:  Usage (42), Reading (43), and Numerical (41)

American College Testing (ACT), Placement Assessment Programs
2201 North Dodge Street
PO Box 168
Iowa City, Iowa 52243
Contact:  Dr. John D. Roth
Phone:  319-337-1030
FAX:  319-337-1790

3.  Combined English Language Skills Assessment (CELSA):
Forms 1 and 2 

Passing Score:  CELSA Form 1 (90) and CELSA Form 2 (90)

Association of Classroom Teacher Testers (ACTT)
1187 Coast Village Road
PMB 378
Montecito, California 93108-2794

Contact:  Pablo Buckelew
Phone:  805-965-5704
Fax:  805-965-5807

4. 
COMPASS Subtests:
Prealgebra/Numerical Skills Placement, Reading Placement, and Writing Placement

Passing Score:  Prealgebra/Numerical (25), Reading (62), and Writing (32)

American College Testing (ACT), Placement Assessment Programs
2201 North Dodge Street
PO Box 168
Iowa City, Iowa 52243
Contact:  Dr. John D. Roth
Phone:  319-337-1030
FAX:  319-337-1790

5.  Computerized Placement Tests (CPTs)/Accuplacer:
(Reading Comprehension, Sentence Skills, and Arithmetic)

Passing Score:  Reading Comprehension (55), Sentence Skills (60), and Arithmetic (34)

The College Board
45 Columbus Avenue
New York, New York 10023-6992

Contact:  Ms. Suzanne Murphy
Phone:  405-842-9891
Fax:  405-842-9894

6. 
Descriptive Tests of Language Skills (DTLS)
(Reading Comprehension, Sentence Structure and Conventions of Written English) -- Forms M-K-3KDT and M-K-3LDT; and Descriptive Tests of Mathematical Skills (DTMS) (Arithmetic) -- Forms M-K-3KDT and M-K-3LDT

Passing Score:  Reading Comprehension (108), Sentence Structure (9), Conventions of Written English (309), and Arithmetic (506)


The College Board
45 Columbus Avenue
New York, New York 10023-6992

Contact:  Ms. Suzanne Murphy
Phone:  405-842-9891
Fax:  405-842-9894

7.  Wonderlic Skills Test (WBST):
Verbal Forms VS-1 & VS-2, Quantitative Forms QS-1 &QS-2

Passing Score:  Verbal (200) and Quantitative (210)

Wonderlic Personnel Test, Inc.
1795 N Butterfield Road
Libertyville, IL 60048

Contact Mr. David Teuber
Phone:  877-605-9499
Fax:  847-680-9492

8. 
WorkKeys Program - Reading for Information Forms
A01AA, A02AA, C01AA, and D10AA; Applied Mathematics Froms A01BB, A02BB, C01BB and D01BB

Passing Score:  Reading and Information -- Forms A01AA (76), A02AA (75), C01AA (77), and D10AA (77);  Applied Mathematics -- Forms A01BB (73), A02BB (74), C01BB (73), and D01BB (73)

American College Testing (ACT), Placement Assessment Programs
2201 North Dodge Street
PO Box 168
Iowa City, Iowa 52243
Contact:  Dr. A. Candace Noble
Phone:  319-337-1296
FAX:  319-337-1229

If you pass one of the above tests, then you will be able to recieve federal financial aid just as any traditional student does.  

YOU MUST SHOW PROOF:  Once you take the test, get a copy of the scores, the name of the test center and a contact person.  FAFSA requires that you show proof by taking one out a list of tests that is detailed in the Federal Student Aid Handbook.  Passing one of these tests will satisfy FAFSA that you have the equivalent of a high school diploma, but the test scores probably cannot be used as proof of a high school education at other organizations.

You may also demonstrate the equivalent of a high school diploma with a GED General Education Diploma, but a GED is not required if you pass one of the above tests.  

You find the above information in the Federal Student Aid Handbook for the year you will attend college.  Find it at this link: 

http://www.ifap.ed.gov/IFAPWebApp/currentSFAHandbooksPag.jsp

In the handbook, look under "Student Eligibility"

Then find "School Determined Requirements" and it will explain what you need to get federal financial aid without a diploma.

NEXT STEP:  After you pass one of the tests, fill out your FAFSA and where it asks you if you have graduated from high school, select the radio button that says YES.  Although you have not actually graduated with a diploma, the manager at FAFSA told me that is how it is done when someone goes the "Ability to Benefit" route.  If you are uncomfortable with this, call FAFSA and speak with a manager.  Tell them where in the handbook you found the information.  They probably will NOT KNOW WHAT ABILITY TO BENEFIT IS....... YOU WILL HAVE TO EXPLAIN IT TO THEM.  With that said, all of this is 100% legal and people do it all the time.  Lauren did it for all of her years of college.  It's just that it is unusual and most workers don't have knowledge of it.

Good luck!

For a more detailed explanation on the process from someone who has actually done this, buy the book You're gonna miss the prom? by Lauren and Donna Betancourt from Amazon, Barnes and Noble or Books a Million.  Click here to see the book.

 

 

 

 
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